Vision Credit Union mortgage rates
Vision Credit Union published a posted 5-year fixed rate of 5.74% when we read its website on Nov 1, 2026. The lowest comparable rate we collected anywhere was 4.59% at ATB Financial. Below: every closed rate it publishes, with its source page, what each costs on $500,000, and its prepayment terms.
| Term | Lowest special / advertised | Posted | Gap | Payment at special | Payment at posted |
|---|---|---|---|---|---|
| 1-year | — | 5.24% | — | — | $2,976.71 |
| 2-year | — | 5.24% | — | — | $2,976.71 |
| 3-year | — | 5.24% | — | — | $2,976.71 |
| 4-year | — | 5.49% | — | — | $3,049.05 |
| 5-year | — | 5.74% | — | — | $3,122.17 |
| Vision Credit Union 5-yr | 5.74%read Nov 1, 2026 |
|---|---|
| Lowest collected (ATB Financial) | 4.59% |
| Mortgage | $500,000, 25 years, 5-year term |
| Monthly payment, lower → higher rate | $2,792.44 → $3,122.17 |
| Interest difference over 5 years | $27,665 |
Open this example in the calculator →Computed Nov 2, 2026.
All Vision Credit Union rates we collected
| Term | Type | Insured | Kind | Rate | Fine print | Source |
|---|---|---|---|---|---|---|
| 1-year | Fixed | Not split | posted | 5.24% | 'Posted Rates' column. Page also shows 'Potential Profit Share Rate' 3.93% for this term - an illustrative after-profit-share figure, NOT a contract rate, so not recorded as a s… | page as of Sep 29, 2026 |
| 2-year | Fixed | Not split | posted | 5.24% | 'Posted Rates' column. Page also shows 'Potential Profit Share Rate' 3.93% for this term - an illustrative after-profit-share figure, NOT a contract rate, so not recorded as a s… | page as of Sep 29, 2026 |
| 3-year | Fixed | Not split | posted | 5.24% | 'Posted Rates' column. Page also shows 'Potential Profit Share Rate' 3.93% for this term - an illustrative after-profit-share figure, NOT a contract rate, so not recorded as a s… | page as of Sep 29, 2026 |
| 4-year | Fixed | Not split | posted | 5.49% | 'Posted Rates' column. Page also shows 'Potential Profit Share Rate' 4.12% for this term - an illustrative after-profit-share figure, NOT a contract rate, so not recorded as a s… | page as of Sep 29, 2026 |
| 5-year | Fixed | Not split | posted | 5.74% | 'Posted Rates' column. Page also shows 'Potential Profit Share Rate' 4.31% for this term - an illustrative after-profit-share figure, NOT a contract rate, so not recorded as a s… | page as of Sep 29, 2026 |
Highlighted rows are the lowest special or advertised rate for that term and type among the rows shown. * = the lender's own prime rate plus its stated spread. Collected Nov 2, 2026; check the lender's page before relying on any rate.
Prepayment and penalties
We didn't find Vision Credit Union's penalty method on the pages we read. It's in your mortgage contract's information box.
Check a Vision Credit Union posted-rate IRD · full penalty calculator on BankMortgages.ca
About this lender
Credit union lending in AB.
Vision publishes posted fixed rates only (effective September 29, 2026). Its 'Potential Profit Share Rate' is an illustration, not a contract rate, and isn't recorded.
MortgageRateToday.ca isn't affiliated with Vision Credit Union and isn't paid by any lender.
Frequently asked questions
What is Vision Credit Union's 5-year fixed mortgage rate?
On Nov 2, 2026, Vision Credit Union's own website showed a posted 5-year fixed rate of 5.74%. Rates change often; check the lender's page.